Japan Take-Home Pay Calculator (Net Salary)
Calculate your net salary in Japan after tax, pension and insurance — free take-home pay calculator for foreigners.
Take-Home Pay Calculator
Take-home pay (手取り) · 2026 NTA rates
Enter your annual gross salary (年収) and we'll show you exactly what lands in your bank account after all deductions: national income tax, residence tax, pension, health insurance, employment insurance, and long-term care if you're 40 or older.
Sources:
National Tax Agency (国税庁) + MHLW (厚生労働省)
Rates:
Verified by Keigo:
Annual gross salary (年収)
Total before any deduction. Include bonus (賞与) if you know it.
Annual gross salary
Don't know your gross? Pick a job type ↓
median
SSW / hotel · food · care staff
Eikaiwa / English teacher (JET)
Junior engineer / first job
Mid-level engineer / specialist
HSP engineer / senior IC
Manager / director
Age (年齢)
Long-term care insurance (介護保険) kicks in at age 40 — about ¥30k–60k/year extra.
Age in years
Prefecture (都道府県)
Health insurance rate varies slightly by prefecture (4.7%–5.3% employee share).
Prefecture
Time in Japan (滞在年数)
Residence tax (住民税) is billed retroactively in your year-2 June bill, based on year-1 income. Switch this on if you arrived this calendar year — we'll set juminzei to ¥0 and show what's coming.
First year in Japan (住民税 deferred to year 2)
Family (家族)
Reduces your taxable income. The spouse deduction assumes no/low income for the spouse.
Spouse with no/low income (配偶者控除)
Dependents (扶養親族):
Number of dependents
Your take-home (手取り)
Deductions breakdown (控除内訳)
National income tax (所得税)
Progressive 5% → 45% brackets
Reconstruction surtax (復興特別所得税)
Residence tax (住民税)
10% flat + ¥5,000 per-capita levy
Employee pension (厚生年金)
Health insurance (健康保険)
Kyokai Kenpo, employee share
Long-term care (介護保険)
Employment insurance (雇用保険)
Total deductions
Child-rearing support levy (子ども・子育て支援金)
Indicative — not tax advice
This calculator uses 2026 official rates from NTA, MHLW and the Japan Pension Service. Real take-home varies slightly with company-specific benefits, union dues, or non-Kyokai-Kenpo health insurance providers. For your first Japanese payroll, ask HR for a payslip (給与明細書) sample.
Compare cities (都市別比較)
Net
Income tax
Pension + health
Residence tax
yrs
See it city by city